Umbrella
An umbrella policy provides protection for large liability claims made against your auto, home or personal activities. Our umbrella liability policies are made to protect your financial assets above the liability limits that you have on your primary auto, home, cycle, etc. policies to give you more security.
With an umbrella policy, depending on the company, you can add an extra $1 - $5 million or more in liability protection. This protection will kick-in when the liability limit on other current policies has been reached, without a large added cost.
Some of the excess coverages provided with an umbrella policy are:
- Protection for covered claims by others for personal injury or property damage caused by you, members of your family/household, or hazards on your property for which you are legally liable
- Personal liability coverage for occurrences on or off your premises
- An additional layer of protection above your primary auto policy against auto-related liabilities
- Protection against non-business related personal injury liabilities such as slander, libel, wrongful eviction or false arrest
- Legal defense costs for a covered loss. Lawyer fees and associated court costs are covered
- Worldwide coverage- no matter where you go, with the only exception being situations involving foreign ownership of dwellings or cars
If you’d like to learn more about this affordable product, and/or receive a free no-obligation quote, please give our office a call.
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